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Don’t have medical Insurance?  Need a little EXTRA something to get by?  AFLAC’s supplemental insurance policies are just the ticket.   

  • What if you were sick or hurt?  How would you pay for those unexpected expenses?
  • You can use your AFLAC benefits to help pay for groceries, childcare and rent.  It’s totally up to you.
  • AFLAC has a range of products that can fit most budgets.  The benefits are predetermined and paid regardless of any other insurance coverage you have. 
  • Claims are easy to file & AFLAC usually pays accepted claims within 3 days. 
  • AFLAC wants you to stay healthy, so they promote preventative care; included in some policies.
  • AFLAC is NOT medical insurance and pays directly to YOU not the doctor or hospital. 
  • Policies start as little as $10 a week.   
  • Policies can be written for individuals or as an employee benefit for businesses.


     AFLAC policies CAN BE combined with your existing coverage
     to give you more benefits at a reasonable cost

    • Emergency Treatment benefits
    • Specfic-Sum Injuries benefit
    • Accidental - Death Benefit
    • Initial Hospitalization Benefit
    • Plus much more     
    • In 2002, about 36 percent of all hospital emergency visits in the United States were injury related.
    • a disabling injury occurs in the hom eabout every 4 seconds.
    • unintentional injuries ar ethe leadin gcause of dealth for people ages 1 to 34 and are 5th leading cause of death overall. 

    Injury Facts, 2004 Edition, National Safety Council

    • First Occurrence Benefit
    • Hospital Confinemnt period
    • Radiation & Chemotherapy benefit
    • Cancer Screening Wellness benefit
    • Plus much more
    • In the United States, men have slightly less than a 1-in2 lifetime risk of developing cancer; for women, the risk is a little more than 1-in-3.
    • Approximately 9.8 million Americans with a history of cancer wer alive in January 2001.
    • The five-year relative surivial rate for all cancers combined is 64 percent.

    American Cancer Society, Cancer Facts & Figures 2005

    Hospital Confinment Indemnity
    • Hospital Confinement Benefit
    • Rehabilitation Unit Benefit
    • Surgical Benefit
    • Plus much more
    • In 2002, an average hospital stay cose $7,354.60.
    • In 2002, outpatient surgery accounted for 63 percent of all operations.

    Hospital Statistics 2004 Edition, Health Forumn LLC

    • Daily ICU Confinement Benefit
    • Daily Subaute Unit Confinement Benefit
    • Plus mush more
    • The cost differebce between a general hospital room and a trip ti the ICU, particularly for coronary and neonatal care, is huge.  Beyond the room charges, expenses can soar well above the benefit levels of standard health plans. 
    • Hospital Confinement Benefit
    • Rehabilitation Unit Benefit
    • Surgical Benefit
    • Plus much more
    • Illness rather than injury is the leading cause of emergency room visits*.  The deman for coverage that addresses physician costs for treatment of sickness continues to escalate.

    * Injury Facts, 2003 Edition, National Safety Council

    • Pays a First Occurence Benefit as well as Hospital Confinement and Continuing Care Benefits For:  Heart Attack & Coronary Artery Bypass Surgery; Stroke; End-stage Renal Failure; Major Human Organ Transplant; Major Third-Degree Burns; Coma & Paralysis
    • About every 26 seconds, an American will suffer a coronary event.  In fact, 1,200,000 new or recurring cases are estimated annually.
    • On average, someone in the United States has a stroke every 45 seconds.  Each year, about 700,000 people experience a new or recurrent stroke.  Between 50-70 percent of stroke survivors regain functional independence.

    American Heart Association, Heart Disease & Stroke Statistics - 2005 Update

    • Freedom of Choice (pick your dentist)
    • Portable
    • Guaranteed renewable at the same payroll rate
    • Pays regardless of any other insurance you may have
    • No deductible
    • Good Oral care - including periodic wellness visits - help reduce the likelihood of expensive treatment late on.  For every $1 spent on prevention in oral health care, $8 to $50 are saved in restorative and emergency treatment.


    "Take a Bite Out of Dental Expenses", ADHA, September 29, 2004



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