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Auto Insurance Discounters Life Insurance

Auto Insurance Discounters is the place to find the cheapest insurance. We can offer you the lowest possible insurance rate, because we shop multiple carriers so you don’t have too. If you’re looking for life insurance in Houston, look no further, Auto Insurance Discounters is here to serve you affordable life insurance. If you’re not in Houston, that’s OK, because we are the place to find life insurance in Texas. Please call 1-800-580-9171, visit one of our convenient locations or fill out an online quote form for immediate service.

Auto Insurance Discounters Life Insurance Quote Forms

Looking for Life Insurance in Texas?  Please see below links for Life Insurance quote forms.

Term Life Quote Form

Auto Insurance Discounters Life Insurance Self-Serve Customer Service Forms

At Auto Insurance Discounters we pride ourselves in customer service and have the testimonials to prove it, so please do not hesitate to call if you need anything 1-800-580-9171, but if you want to handle your needs yourself.  Please see below link for Texas Life Insurance service options.

Request Declaration and Coverages Page for Existing Life Insurance Coverage

Auto Insurance Discounters Life Insurance Information

There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance. 

Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.

In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. It is designed to last a lifetime, and permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.

It's impossible to say which type of life insurance is better, because the kind of coverage that's right for you depends on your unique circumstances and financial goals.

Remember, the best way to figure out the amount and type of life insurance that makes sense for your particular situation is to meet with a qualified life insurance professional.

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